★★★★★
"I used to spend 2 hours building a spreadsheet for every deal. Now I get a better analysis in 60 seconds. The DSCR guardrails alone have saved me from two bad deals this quarter."
- Cash Flow: +$3,400/mo
- 2 Bad Deals Avoided
ToInvested Exclusive — AI Real Estate Agent
Make $20,000 or More
On Your Next Real Estate Deal.
Our exclusive AI Real Estate Agent helps you save the 3% buyer's agent commission you'd normally give away — plus instant cap rate, DSCR, cash flow & NOI analysis with a clear BUY, PASS, or CONDITIONAL verdict. Built on 25 years of real deal experience by David J. Moore, MBA. No signup required.
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- Amazon Best Seller — 3 Published Books
- 1,000+ Loans Closed at Wells Fargo & JP Morgan
- Powered by Claude AI
- MBA — Fresno State
- 256-Bit SSL Secure
25+Yrs Experience
1,000+Loans Closed
6AI Analyzers
<60sAnalysis Time
FreeTo Start
The Real Cost of Bad Analysis
The average investor loses $15,000–$50,000 on a deal they never should have bought.
Not because they weren't smart. Because they were working from a spreadsheet, a hunch, or a number a wholesaler gave them.
The investors who build real portfolios run every number before they make an offer. ToInvested does all of it in 60 seconds. Free.
How It Works
Three steps to smarter deals.
The same due diligence that takes 2 hours in a spreadsheet — done in under a minute.
-
Drop in the deal.
Purchase price, rent, expenses, address, property type. Takes about 30 seconds to fill in what you already know.
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AI runs full due diligence.
Cap rate, DSCR, cash-on-cash return, NOI, risk scoring, and exit strategy — the same metrics your lender reviews before approving a loan. Calculated in seconds.
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Get a verdict you can act on.
BUY, PASS, or CONDITIONAL — with the specific reasoning behind it and 2–3 next-move action items. No ambiguity. Just the call.
AI Investment Tools
Six AI analyzers. Every asset class. One platform.
Each tool is powered by Claude AI and built on two decades of real deal analysis — not textbook theory. Free to start.
Property Analyzer
Full rental cash flow, cap rate, DSCR, and cash-on-cash return with a clear BUY or PASS verdict in under 60 seconds.
Analyze a PropertyFix & Flip Analyzer
Rehab cost estimates, ARV projections, holding costs, and Maximum Allowable Offer calculation.
Analyze a FlipBRRRR Analyzer
Full Buy-Rehab-Rent-Refinance-Repeat cycle modeled end-to-end with refinance seasoning alerts and cash-out projections.
Analyze a BRRRRRenovation ROI Analyzer
Room-by-room cost estimates, projected value-add, and ROI ranking. Know which upgrades pay before you spend.
Analyze a RemodelStock Analyzer
P/E ratio, free cash flow yield, debt ratios, and bull/base/bear price targets in 60 seconds.
Analyze a StockBitcoin Analyzer
Halving cycle position, volatility scoring, portfolio allocation sizing, and DCA vs lump sum recommendation.
Analyze BitcoinWhat Investors Are Saying
Built for people who close deals.
Real results from real investors using ToInvested every day.
★★★★★
"The AI gives me the same analysis my former acquisition analyst did — but faster and with better scenario modeling. I can evaluate 10 deals before lunch now."
- 10x Deal Evaluation Speed
- 23 Deals Closed This Year
★★★★★
"The VIP advisory restructured my thinking on entity structure and showed me $40K in tax savings I was leaving on the table. Incredibly detailed."
- $40K Tax Savings Identified
- Entity Structure Optimized
Simple Pricing
Start free. Scale when you're ready.
No credit card required to start. Upgrade when your deal flow demands it.
Free
$0 /forever
Analyze deals, learn the fundamentals, and build confidence — at zero cost.
- 3 AI analyses per day
- All 6 AI analyzers
- BUY / PASS / CONDITIONAL verdict
- Cap rate, DSCR, cash flow metrics
- No credit card required
⭐ MOST POPULAR
Wealth Builder
$79 /month (billed annually)
Unlimited analyses, advanced tools, and the full education system.
- Unlimited AI analyses
- Portfolio tracking dashboard
- BRRRR + DSCR advanced modeling
- Full education hub & courses
- Priority email support
- 30-day money-back guarantee
VIP Advisory
$2,500 /month
Direct access to David J. Moore, MBA. Limited to 5 clients at a time.
- 1-on-1 sessions with David
- Custom portfolio strategy
- Entity & tax structure review
- Deal-by-deal advisory
- 5 clients max — exclusive access
🛡️ 30-Day Money-Back Guarantee — No questions asked.
About the Founder
Built by someone who's sat across the table from a thousand investors.
David J. Moore, MBA spent 25 years in real estate, mortgage lending, and investment advisory — closing over 1,000 loans at Wells Fargo and JP Morgan Chase and analyzing thousands of deals across residential, multifamily, and commercial markets.
ToInvested exists because David refused to let the frameworks that build generational wealth stay locked behind expensive advisors and institutional gatekeepers.
MBA, Fresno State
25+ Years Experience
3 Published Books
1,000+ Loans Closed
Wells Fargo Alumni
JP Morgan Chase Alumni
Beyond the Tools
Everything you need to build, protect, and grow real estate wealth.
AI analysis is step one. Here's the full system — financing, legal protection, tax strategy, and estate planning.
Hard Money Lending
Rates from 8.5%. Fix-and-flip, bridge, and DSCR loans.
Tax Strategy
Depreciation, 1031 exchanges, and cost segregation.
Legal Protection
LLCs, trusts, insurance, and asset shielding.
Estate Planning
Probate avoidance and wealth transfer strategy.
Education Hub
Self-paced courses on every wealth discipline.
Life Insurance
Coverage that protects your portfolio and family.
Investor Store
David's books, courses, and curated resources.
Investor Blog
Market analysis, strategy, and investor education.
FAQ
Common questions from serious investors.
A free tool that evaluates rental property deals in under 60 seconds. Enter purchase price, monthly rent, and expenses to get instant cap rate, DSCR, cash-on-cash return, and a clear BUY, PASS, or CONDITIONAL verdict powered by Claude AI and built on 25 years of experience by David J. Moore, MBA.
Free tier includes 3 AI analyses per day — no credit card required. Wealth Builder membership is $79/month billed annually or $99/month. VIP Advisory with direct access to David J. Moore is $2,500/month, limited to 5 clients.
DSCR is Debt Service Coverage Ratio. It measures a property's net operating income relative to its debt payments. A DSCR of 1.25 means the property earns $1.25 for every $1.00 of mortgage payment. Most DSCR lenders require a minimum of 1.0–1.25. Below 1.0 means the property cannot cover its own debt.
Generally 5–8% is healthy for residential rentals in stable markets. 8–12% may indicate higher-risk or emerging market opportunities. Cap rate should always be evaluated alongside DSCR and local market comparables.
BRRRR stands for Buy, Rehab, Rent, Refinance, Repeat. An investor buys a distressed property, renovates it, rents it out, refinances based on the new appraised value to recover capital, then repeats the cycle. The ToInvested BRRRR Analyzer models the full cycle including refinance seasoning alerts.
David J. Moore, MBA — President and CEO of YPN Inc. Former mortgage consultant at Wells Fargo and JP Morgan Chase with 25 years of experience, over 1,000 loans closed, and 3 published books on real estate investing and AI.
Yes. Wealth Builder membership comes with a full 30-day money-back guarantee. If it doesn't deliver value, you get a complete refund — no questions asked.
Your Next Deal Is Waiting
Know if it's worth your capital
before you make the offer.
Run your first free AI real estate analysis right now — or get instant answers from the AI Investment Advisor. No account needed.
30-Day Guarantee Full refund, no questions
256-Bit SSL Bank-grade secure
Instant Access All 6 AI analyzers
25+ Years Behind It David J. Moore, MBA